Frequently asked questions about long-term care insurance and its coverage.

Q: What services does long-term care insurance cover?

Q: How do I know if I need to purchase the insurance?

Q: How much are the premiums?

Q: How do I qualify?

Q: What is the NYS Partnership Plan?

Q: Am I already covered?

Q: How does my age and health effect the premiums?

Q: How much do the various types of care cost in the Central New York and surrounding region?

Q: What are the tax advantages to long term care insurance?

Q: What does Medicare/Medicaid cover?

This is one big help and you did a terrific job answering my questions.
-RB Rochester, NY