A: The NYS Partnership offers five plans; three are total asset protection plans (Total Asset 100 and Total Asset 50) and two are partial asset protection plans (Dollar for Dollar 100 and Dollar for Dollar 50). If you exhaust your total asset protection benefits and still need care, you can apply for Medicaid without spending down any of your assets. If you exhaust your partial asset protection benefits and still need care, you can apply for Medicaid but the amount of assets protected will equal the amount of benefits paid out. With all five plans, once you are on Medicaid, you will have to contribute your income according to Medicaid guidelines. In States with reciprocity, asset protection follows the dollar for dollar model.  For more information about the NYS Partnership plan, go to www.nyspltc.org