Planning Couple

Are any of these your concerns?

  • I do not want to be a burden to my spouse or family/children.
  • I would like to protect my home and other assets so that I can leave a legacy.
  • I am concerned about the high costs of home care and nursing home care.
  • I would like to know that I can select the type of care I want in the setting of my choice.
  • I live alone and have no one to care for me.
  • I am concerned about the comprehensiveness and flexibility of a LTCi policy.
  • I would like to maintain control and independence in my life.
  • I am concerned about my present health and my ability to qualify for coverage.
  • I do not like the idea of going on welfare to pay for long-term care.
  • I would like to tailor a long-term care plan to fit my individual needs.
  • I want the financial and emotional “peace of mind” that having a long-term care
    plan will give me.

The most important benefit of long-term care planning besides asset protection is that it helps families avoid the consequences of a long-term care illness.

  • What financial promises have you made to your family?
  • Would your husband or wife be able to maintain their standard of living if your became ill?
  • Would you be able to send your children to college?
  • Would you be able to leave your grandchildren a legacy?

This is what long-term care plannnig accomplishes - you can keep your promises and maintain the well-being of your family.